Mekanisme Pelaksanaan Akad Rahn Dalam Transaksi Gadai Sawah Menurut Perspektif Ekonomi Islam: Studi Kasus Desa Pondok Panjang Kec. Cihara Kab. Lebak-Banten

Abstract

 

Pawning is making an item as collateral for a debt that makes it possible for rahin to take a debt by utilizing the item. Sharia pawning is an agreement between a person to pledge property in the form of gold, jewelry, vehicles, fields (land) and other property to individuals or sharia pawnshops according to Sharia law. So this study aims to determine the mechanism of the implementation of the practice of pawning and the perspective of Islamic economics on the implementation of the practice of pawning fields in Pondok Panjang Village, Cihara District, Lebak-Banten Regency. The method in this study includes descriptive qualitative research. To obtain valid data, several methods were used, namely observation, interviews and documentation. Based on the results of this study, the mechanism for implementing the pawn in Pondok Panjang Village in general, the pawnbroker (rahin) came to the pawn recipient (murtahin) to borrow money to meet their needs by pledging their fields. The right to use the rice fields is in the hands of the murtahin until the rahin pays it off. According to the Islamic perspective, when viewed from the pillars and the terms of the pledge, the implementation has been fulfilled. The guarantee which is fully controlled by the pawnee (murtahin) on the basis of the sincerity of the pawner (rahin) is legal according to Islamic law.

Key words : mechanism, Rahn contract, Pawn Paddy field