Pengaruh Perbankan Syariah terhadap Pertumbuhan Ekonomi Indonesia

Abstract

The purpose of this research is to determine the effect of total assets, financing provided, Third Party Funds (TPF), Non Performing Financing (NPF) on Indonesia's economic growth for 6 (six) years from 2017 to 2022. This research using quarterly secondary data from the first quarter of 2017 to the fourth quarter of 2022 sourced from Sharia Banking Statistics (SPS) published by the Financial Services Authority (OJK) for data on assets, Financing Provided, Third Party Funds, and Non Performing Financing (NPF). Meanwhile, economic growth data is measured using Gross Domestic Product (GDP) data from the Indonesian Central Statistics Agency (BPS). The data processing technique used in this research is multiple linear regression using Eviews version 12 software to determine the relationship between the dependent variable and the independent variable. The research results show: 1) Partially Total Assets and Financing Provided (PyD) have a significant and positive influence on Indonesia's economic growth. 2) Partially, Third Party Funds (TPF) and Non Performing Financing (NPF) have a insignificant influence on Indonesia's economic growth. 3) Simultaneously Total Assets, Financing Provided (PyD), Third Party Funds (TPF), and Non Performing Financing (NPF) have a significant positive influence on Indonesia's economic growth