Pengaruh Inklusi Keuangan dan Bank Syariah terhadap Infrastruktur Nasional Dan Pertumbuhan Ekonomi Dalam Program SDGs

Abstract

The uneven financial literacy of the Indonesian people indicates that there are people who have not been able to use the services of Islamic financial institutions, both financing and deposits at Islamic banks. The quality of infrastructure is still relatively poor so that the Sustainable Development Goals (SDGs) have not been created. This study aims to determine the effect of financial inclusion on economic growth, the influence of Islamic banks on economic growth, the effect of financial inclusion on infrastructure, and the influence of Islamic banks on infrastructure. This study uses associative quantitative research, using Financial Inclusion variables (Islamic Bank Third Party Funds) and Islamic Bank variables (Islamic Banking Financing) to find out whether there is an effect of these variables on the dependent variable, namely Economic Growth (GRDP) and National Infrastructure (Length). Streets). The data collected is secondary data and time series data. In this study using panel data regression method which is processed using Eviews 9. The findings of this study are that Financial Inclusion does not have a significant effect on Economic Growth, Financial Inclusion has a significant and positive effect on National Infrastructure, Islamic Banks do not have a significant influence on Economic Growth, and Islamic Banks do not have a significant influence on National Infrastructure. In the variables of Financial Inclusion, Islamic Banks, Economic Growth and National Infrastructure, it is recommended to use other, more varied indicators so that we can all reach how far the inclusiveness of Islamic finance in Indonesia. And, be more focused and can have a positive impact on the SDGs program broadly for the national and international community.

 Keywords: Financial Inclusion, Islamic Banks, Economic Growth, National Infrastructure, Sustainable Development Goals (SDGs).